Stocks and Shares ISA
Go after your goals with our award-winning ISA, designed to help you keep more of what you make.
Capital at risk. Tax rules vary by individual status and may change.
Award-winning investing
What is a Stocks and Shares ISA?
An ISA protects investment returns from UK Income and Capital Gains Tax. Open ours with just £500, and discover what your wealth can do.
Invest up to £20,000 a year
Your ISA allowance resets each tax year.
Pay no tax on returns
What you do with the extra is up to you.
Grow your wealth
Due to inflation, investing can be better than saving.
Why choose our Stocks and Shares ISA?
Personalised to you
Select the investment style and risk level that best suit your goals.
Managed by us
Our team manages your globally diversified portfolio, which you can track anytime.
Expertise built in
Get real human support, expert insights, and regular market updates.
See our industry-beating results
We're proud of everything we do for our clients – especially our results. We show our full track record, so you can see how we compare to our competitors.
See our full performancePast performance is not a reliable indicator of future performance.
Make our ISA your own
You can choose from our range of investment styles that prioritise long-term growth, or invest for income for an option that's designed to pay you sooner. Find the right fit for your plans, and we'll take care of the rest.
Speak to our wealth experts
Our team is here to help you feel confident you're getting the most out of investing. They'll discuss your strategy and explain which products could work best for your goals – so you can make an informed decision, every time.
Questions about anything else to do with investing? Just ask.
Book a free callIt's simple to transfer an ISA to us
Do some checks first
Make sure you won't lose any benefits or get charged unexpected fees.
Open your new ISA
Customise your new ISA to suit your preferences and personal goals.
Start your transfers
Give us your existing ISA details and we'll get started on the admin.
What you'll pay for an ISA
It's free to join us. The only fee is for our experts to manage your money, plus the cost and market spread of the funds we buy into for you. We also provide year-round free access to our insights, free financial guidance when you need it, and regular updates to investors straight from our investment desk.
Check our fees
Coming soon: our free wealth planner
Exclusively for clients who invest with us, and designed to help you make confident decisions that could bring your goals closer:
- Build a view of your total wealth
- Get tailored suggestions to see how you could progress
- Test simulated scenarios for each suggestion
- Follow your progress tracker and make adjustments
Build a clear plan for tomorrow, so you can focus on today.
Doesn't provide advice.
Financial advice tailored to you
Need a hand with planning? Our advisers offer paid advice, assessing your portfolio and goals to see where your investments could run more smoothly. You'll receive a personalised financial plan based on our products and services, along with expert recommendations for structuring your finances to enjoy a stress-free retirement, planning for your family's future, and more.
Learn more about ISAs
Invest like the experts
"Stocks and Shares ISAs are amongst the most generous tax breaks offered by the UK government, providing tax-free returns on up to £20,000 each tax year. With a range of globally diversified investment options to choose from, this can be an efficient way to invest towards your future goals."
Other ways to invest
Invest for every goal with our range of products, all expertly managed by our in-house investment team.
Questions about ISAs
Are ISAs tax-free?
Are ISAs tax-free?
You don't pay Capital Gains Tax (CGT) or Income Tax on any returns from an ISA. Outside of an ISA, the CGT allowance is currently £3,000 for each tax year. So if you have other investments, you’ll pay tax on any gains over this – how much depends on your tax band. Try our CGT calculator.
How much should I put in an ISA?
How much should I put in an ISA?
This depends on your current situation and your personal goals for the future. To see how much your money could grow over time with our Stocks and Shares ISA, try our ISA calculator.
Can I have more than one type of ISA?
Can I have more than one type of ISA?
Yes – and you can open and pay into multiple Cash ISAs, Stocks and Shares ISAs and Innovative Finance ISAs in the same tax year, but you can't pay in more than £20,000 in total.
Can I put £20,000 in a cash ISA and £20,000 in a Stocks and Shares ISA in the same year?
Can I put £20,000 in a cash ISA and £20,000 in a Stocks and Shares ISA in the same year?
No – you can open or pay into multiple types of ISA each tax year, but you can't pay in more than £20,000 in total.
If I transfer an ISA, does that use up my ISA allowance?
If I transfer an ISA, does that use up my ISA allowance?
You can transfer an ISA any time during the tax year and, if you use your provider’s transfer service rather than withdrawing and reinvesting the money yourself, it won't affect your tax benefits or annual allowance.
As with all investing, your capital is at risk. The value of your portfolio can go down or up and you may get back less than you invest. Tax rules vary by individual status and may change. Before transferring, check you won't lose any benefits or pay any unexpected charges. We provide 'restricted advice', meaning we only make investment recommendations on the products and services that we offer.