Family wealth management
With our expert support, you can have peace of mind that a plan for everyone's future is in place.
Capital at risk.
Planning for your family's future starts today
Prepare for the future with a wealth strategy that can support your family today and provide for them over time. It's important to look at your finances with your whole family in mind, ensuring everyone’s needs are considered. We’re here to help you achieve your goals for both the present and the future.
Read our guide
Set your children up for success
Support your child’s journey to adulthood with a financial strategy that grows alongside them. We’re here to help you invest for their future needs, offering guidance and support at every stage – from early years, through education and beyond.
Work more flexibly
Keen for more family time? Reduce your working hours by using Income Investing to supplement your earnings. You can also reinvest any returns if your income needs change.
Pay for education fees
Planning for school or university fees? A Junior ISA could help cover university costs. Or, with Income Investing, you could top up your monthly earnings to take care of current school fees.
Access free childcare
By paying more into your pension, you could keep your total adjusted net income under £100,000 and qualify for 30 hours’ free childcare. Tax-free childcare may also be an option.
Pass on your wealth
By handing down your wealth and assets to your children using tax-efficient inheritance and gifting strategies, you could help keep it in the family for generations to come.
Tax rules vary by individual status and may change. With Income Investing, income isn’t guaranteed and may fluctuate, and a £10k minimum investment is required.
Keeping your wealth in the family
Inheritance planning and gifting can be key to keeping your wealth exactly where you want it. Our experts can guide you through different gifting allowances and strategies, including how the seven-year rule and tapering may affect inheritance tax on larger gifts. We’ll also help you understand options like gifting out of regular income and other exemptions, so you can pass on your assets with confidence – whether you’re handing wealth over now or planning for the future.
Products to support your family's future
Stocks and Shares ISA
Go after your goals with our award-winning ISA, designed to help you keep more of what you make.
Income Investing
Earn a monthly income from your investments to help pay for expenses such as school fees.
Junior ISA
Invest in your child's future and give them a head start in life – even small contributions can add up to big amounts over the long term.
Lifetime ISA
A great option for you, or your children when they turn 18, to take a first step onto the property ladder.
Product rules apply.
Work out your next step with our free wealth planner
Exclusively for clients who invest with us, and designed to help you make confident decisions that could bring you and your family's goals closer:
- Build a view of your family's total wealth
- Get tailored suggestions to see how you could progress
- Test simulated scenarios for each suggestion
- Follow your progress tracker and make adjustments
Build a clear plan for tomorrow, so you can focus on today.
Financial guidance only.
Get a financial plan, tailored to you
Looking for a recommended financial plan to follow? Our financial advisers offer paid financial advice and can set your family up with a long-term strategy based on our products and services. We're here to help you enjoy your wealth today, knowing your plans are on track for the future.
Peace of mind with a will or lasting power of attorney
If you have investments and savings, or own property, having a will in place helps put your wealth where you want it in the future. We’ve partnered with Hugh James*, a UK-based law firm, who can offer you professional will-writing and lasting power of attorney (LPA) services.
- 10% off Hugh James' fees for our clients
- Decide where and who your assets go to
- Put your biggest decisions with those you trust most
Speak to us to learn more.
Our experts are here to help
It's free to speak to our wealth team who are here to guide you in making the right choices for your financial goals.
As with all investing, your capital is at risk. The value of your portfolio, and any income from it, can go down or up and you may get back less than you invest. Tax rules vary by individual status and may change. ISA/JISA/LISA/Pension eligibility rules apply. With Income Investing, income isn’t guaranteed, £10,000 minimum investment, available for GIA and ISA only. We provide 'restricted advice', which means we will only make investment recommendations on the products and services that we offer. This is general information, not personalised tax advice.
*J.P. Morgan Personal Investing is not involved in providing this legal service and is not providing legal advice. All legal services will be delivered entirely through Hugh James, an independent third party. J.P. Morgan Personal Investing does not guarantee the quality of Hugh James’ legal service and is not liable for the quality or outcomes of the legal service they provide. We’re not a party to any contract between you and Hugh James and won’t be liable for any loss or damage you may suffer in connection with your use of, or reliance on, the legal service they provide. Your use of the legal service will be subject to Hugh James’ own terms and conditions and privacy policy, which you should read carefully. If you’re not sure whether the legal service is suitable for you, you should seek independent professional advice. No affiliation or referral fee, commission, or other financial benefit, is received by J.P. Morgan Personal Investing as a result of referring you to Hugh James.