Yes – there's no limit to how much you can withdraw. Just request a withdrawal in our app or online, and we'll send the funds to your bank account within seven business days. As we have to sell assets in your portfolio to complete the withdrawal request, there could be a capital gain or loss. If you want to withdraw the full value of your pot but would first like to know how much you may gain or lose, please ask Client Support for a Notional Disposal Report.

A capital gain or loss is the difference between how much an asset is bought and sold for. If you make money on the sale, that becomes a 'realised' gain that you'll pay tax on if it exceeds your annual tax-free allowance – how much depends on your tax bracket.

Everyone has a £3,000 tax-free allowance for capital gains each tax year. If you make a gain of more than this, you'll pay tax on the portion above £3,000, and will need to report the amount on your Self Assessment. If you make less, you won't have to. If you lose money, you can use this capital loss to reduce how much CGT you owe on any other capital gains. On the UK Government website, you can find out more about CGT.

No – but our wealth experts can help you understand your different tax allowances and how you can make the most of them.

At the end of every tax year, we'll send you a consolidated tax certificate – also known as a 'tax pack' – which details any dividends or interest, and capital gains or losses for that year. This can be useful for your Self-Assessment, or for your accountant/tax adviser if you have one.