Transfer your ISA to us
Bring your ISAs together to keep things simple. A transfer means any returns remain tax-free, and won't touch your ISA allowance.
Capital at risk. Tax rules vary by individual status and may change.
Award-winning investing
How to transfer your ISA
Check with your providers
Before transferring, make sure you won't lose any existing benefits, or get charged unexpected exit fees.
Open an ISA with us
Choose an investment style and risk level for your new pot to suit your future goals.
Transfer your ISAs
Add all the ISAs you'd like to transfer and we'll update your pot, usually within two to four weeks.
Which ISAs can I transfer?
If you've already built up savings or investments in an ISA elsewhere, you don't have to leave them behind. We accept transfers of various types of ISAs, making it easier to bring everything together in one place as a Stocks and Shares ISA.
Speak to our wealth experts
Our team is here to make moving your ISAs easy, support your long-term goals and answer any questions you may have – so you can make the most informed decision, every time.
Book a free call
What you'll pay for an ISA
It's free to join us. The only fee is for our experts to manage your money, plus the cost and market spread of the funds we buy into for you. We also provide year-round free access to our insights, free financial guidance when you need it, and regular updates to investors straight from our investment desk.
Questions about ISA transfers
How many ISAs can I have?
How many ISAs can I have?
This depends on the type of ISA:
- You can open and contribute to as many cash ISAs, Innovative Finance ISAs or Stocks and Shares ISAs as you like during the tax year, providing you don't save or invest more than your total annual ISA allowance of £20,000 across them all.
- You can only pay into one Lifetime ISA each tax year. So, if you already have one and you'd like to open one with us, you'll need to transfer your existing LISA in full.
- You can only have one cash Junior ISA and one Stocks and Shares Junior ISA for each of your children. So, if you already have a Stocks and Shares Junior ISA and you'd like to open one with us, you'll need to transfer your existing Stocks and Shares JISA in full.
Does transferring impact my ISA allowances?
Does transferring impact my ISA allowances?
Transferring doesn’t count towards your ISA allowance.
Will I lose returns if I transfer my ISA?
Will I lose returns if I transfer my ISA?
When transferring an ISA to us, your money will be out of the market for a few days during the transfer, so you could potentially miss out on returns during that time. If you transfer a Stocks and Shares ISA to us, your assets will first be sold and then come to us as cash. When you're transferring a cash ISA to our Stocks and Shares ISA, check with your provider to see when you'll stop receiving interest.
As with all investing, your capital is at risk. The value of your portfolio can go down or up and you may get back less than you invest. Tax rules vary by individual status and may change. Before transferring, check you won't lose any benefits or pay any unexpected charges.