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How financial advice can help you invest more tax-efficiently

Our restricted financial advice service provides you with a tailored financial plan based on our analysis of your income, any savings, and your spending habits. This can help you to:

  • Structure your finances to support you through significant moments in life
  • Understand tax efficient ways of investing, such as using ISAs and pensions
  • Utilise any tax allowances, exemptions and reliefs that may be available to you
  • Grow your wealth by building a tax efficient strategy to make sure your savings are working hard enough for the future you want

Tax is a complex topic, and while we can discuss how to maximise using your UK tax allowances, if you need specialist tax advice we recommend speaking to an expert for a comprehensive view.

What we mean by 'restricted advice'

The plans and solutions we build for our clients are based on our own products and services, not those available outside of J.P. Morgan Personal Investing. Our financial advice service is available for a one-off fixed fee, and you can book a free, no obligation consultation with an expert.

Do I need financial advice?

There are a wide variety of circumstances where financial advice may be a valuable option. Common goals we tend to find our clients want to explore include:

  • Thinking about how to invest for your children
  • Considering how to make sure your pension lasts throughout retirement
  • Leaving a legacy to loved ones
  • Ensuring investments in different places are complementary (like multiple stocks and shares ISAs, or workplace pensions)
  • Consolidating investments to lighten the administration load, but making sure you do so in a way that will give you a tax efficient platform

This list is by no means exhaustive. As FCA-regulated, qualified advisers, our team can evaluate your circumstances and help you make sure your portfolio is set up as efficiently as possible.

Although tax is only one consideration in a financial plan, it is impactful. A discussion about your tax allowances can go a long way. It can help you stay focused on the big picture and the goals that matter. What's more, when you receive advice from J.P. Morgan Personal Investing you'll always be looked after by the same person – so they can get to know you, your wealth, and your goals – and tailor your strategy accordingly. 

Risk warning

As with all investing, your capital is at risk. The value of your portfolio with J.P. Morgan Personal Investing can go down as well as up and you may get back less than you invest. ISA/Pension eligibility rules apply. Tax rules vary by individual status and may change. This is general information, not personalised tax advice.

We provide 'restricted advice', which means we will only make investment recommendations on the products and services that we offer.